Jammu and Kashmir Bank — FRUIT MANDI KULGAM Branch

How to Use JAKA0FMKLGM for Money Transfers

The IFSC code JAKA0FMKLGM is specifically assigned to the FRUIT MANDI KULGAM branch of Jammu and Kashmir Bank located in KULGAM, JAMMU AND KASHMIR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use JAKA0FMKLGM when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use JAKA0FMKLGM along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require JAKA0FMKLGM when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Jammu and Kashmir Bank FRUIT MANDI KULGAM Branch

The FRUIT MANDI KULGAM branch of Jammu and Kashmir Bank is situated in KULGAM, JAMMU AND KASHMIR. The branch address is FRUIT MARKET KULGAM,DISTRICT KULGAM,J AND K PIN CODE 192231. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +911931260068. Always use the IFSC code JAKA0FMKLGM when making any online fund transfer to an account held at this branch.