Jammu and Kashmir Bank — LAGAMA URI Branch

BARAMULLA, JAMMU AND KASHMIR

IFSC Code JAKA0ELAGAM
MICR Code 193051035

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Jammu and Kashmir Bank
Branch Name LAGAMA URI
IFSC Code JAKA0ELAGAM
MICR Code 193051035
SWIFT Code N/A
Address TEHSIL URI,
City BARAMULLA
District BARAMULLA
State JAMMU AND KASHMIR
Contact Number +911959777262

How to Use JAKA0ELAGAM for Money Transfers

The IFSC code JAKA0ELAGAM is specifically assigned to the LAGAMA URI branch of Jammu and Kashmir Bank located in BARAMULLA, JAMMU AND KASHMIR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use JAKA0ELAGAM when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use JAKA0ELAGAM along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require JAKA0ELAGAM when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Jammu and Kashmir Bank LAGAMA URI Branch

The LAGAMA URI branch of Jammu and Kashmir Bank is situated in BARAMULLA, JAMMU AND KASHMIR. The branch address is TEHSIL URI,. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +911959777262. Always use the IFSC code JAKA0ELAGAM when making any online fund transfer to an account held at this branch.

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