Jammu and Kashmir Bank — CHANNI RAMA Branch
JAMMU, JAMMU AND KASHMIR
Available Services
Branch Details
| Bank Name | Jammu and Kashmir Bank |
|---|---|
| Branch Name | CHANNI RAMA |
| IFSC Code | JAKA0CHARAM |
| MICR Code | 180051122 |
| SWIFT Code | N/A |
| Address | JK BANK CHANNIRAMA, CHANNI RAMA, JAMMU PIN-180015 |
| City | JAMMU |
| District | JAMMU |
| State | JAMMU AND KASHMIR |
| Contact Number | +911912465566 |
How to Use JAKA0CHARAM for Money Transfers
The IFSC code JAKA0CHARAM is specifically assigned to the CHANNI RAMA branch of Jammu and Kashmir Bank located in JAMMU, JAMMU AND KASHMIR. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use JAKA0CHARAM when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use JAKA0CHARAM along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require JAKA0CHARAM when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Jammu and Kashmir Bank CHANNI RAMA Branch
The CHANNI RAMA branch of Jammu and Kashmir Bank is situated in JAMMU, JAMMU AND KASHMIR. The branch address is JK BANK CHANNIRAMA, CHANNI RAMA, JAMMU PIN-180015. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +911912465566. Always use the IFSC code JAKA0CHARAM when making any online fund transfer to an account held at this branch.
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