Jammu and Kashmir Bank — CHOWGAM Branch
KULGAM, JAMMU AND KASHMIR
Available Services
Branch Details
| Bank Name | Jammu and Kashmir Bank |
|---|---|
| Branch Name | CHOWGAM |
| IFSC Code | JAKA0CHAGAM |
| MICR Code | 192051309 |
| SWIFT Code | N/A |
| Address | CHOWGAM |
| City | KULGAM |
| District | KULGAM |
| State | JAMMU AND KASHMIR |
| Contact Number | +919419945351 |
How to Use JAKA0CHAGAM for Money Transfers
The IFSC code JAKA0CHAGAM is specifically assigned to the CHOWGAM branch of Jammu and Kashmir Bank located in KULGAM, JAMMU AND KASHMIR. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use JAKA0CHAGAM when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use JAKA0CHAGAM along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require JAKA0CHAGAM when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Jammu and Kashmir Bank CHOWGAM Branch
The CHOWGAM branch of Jammu and Kashmir Bank is situated in KULGAM, JAMMU AND KASHMIR. The branch address is CHOWGAM. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +919419945351. Always use the IFSC code JAKA0CHAGAM when making any online fund transfer to an account held at this branch.
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