Indian Overseas Bank — OGB - PHIRINGIA Branch

PHULBANI, ODISHA

IFSC Code IOBA0GB8342
MICR Code N/A

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name OGB - PHIRINGIA
IFSC Code IOBA0GB8342
MICR Code N/A
SWIFT Code N/A
Address ODISHA GRAMEEN BANK, PHIRINGIA BRANCH, AT/PO-PHIRINGIA, DIST-KANDHAMAL, PIN-762011
City PHULBANI
District PHIRINGIA
State ODISHA
Contact Number Not Available

How to Use IOBA0GB8342 for Money Transfers

The IFSC code IOBA0GB8342 is specifically assigned to the OGB - PHIRINGIA branch of Indian Overseas Bank located in PHULBANI, ODISHA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0GB8342 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0GB8342 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0GB8342 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank OGB - PHIRINGIA Branch

The OGB - PHIRINGIA branch of Indian Overseas Bank is situated in PHULBANI, ODISHA. The branch address is ODISHA GRAMEEN BANK, PHIRINGIA BRANCH, AT/PO-PHIRINGIA, DIST-KANDHAMAL, PIN-762011. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code IOBA0GB8342 when making any online fund transfer to an account held at this branch.

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