Indian Overseas Bank — MANJHANPUR Branch

KAUSHAMBI, UTTAR PRADESH

IFSC Code IOBA0003979
MICR Code 212020003

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name MANJHANPUR
IFSC Code IOBA0003979
MICR Code 212020003
SWIFT Code N/A
Address CHAK NAGAR PRATHAM OPP TO BUS STAND SIRATHU ROAD MANJHANPUR PIN 212207
City KAUSHAMBI
District MANJHANPUR
State UTTAR PRADESH
Contact Number Not Available

How to Use IOBA0003979 for Money Transfers

The IFSC code IOBA0003979 is specifically assigned to the MANJHANPUR branch of Indian Overseas Bank located in KAUSHAMBI, UTTAR PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0003979 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0003979 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0003979 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank MANJHANPUR Branch

The MANJHANPUR branch of Indian Overseas Bank is situated in KAUSHAMBI, UTTAR PRADESH. The branch address is CHAK NAGAR PRATHAM OPP TO BUS STAND SIRATHU ROAD MANJHANPUR PIN 212207. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code IOBA0003979 when making any online fund transfer to an account held at this branch.

← View all Indian Overseas Bank branches