Indian Overseas Bank — BOLPUR Branch

BIRBHUM, WEST BENGAL

IFSC Code IOBA0003974
MICR Code 731020002

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name BOLPUR
IFSC Code IOBA0003974
MICR Code 731020002
SWIFT Code N/A
Address HOLDING NO 257 GROUND FLOOR ANANDAM ANUSTHAN BHAVAN PO BIRBHUM WEST BENGAL PIN 7312024
City BIRBHUM
District BOLPUR
State WEST BENGAL
Contact Number Not Available

How to Use IOBA0003974 for Money Transfers

The IFSC code IOBA0003974 is specifically assigned to the BOLPUR branch of Indian Overseas Bank located in BIRBHUM, WEST BENGAL. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0003974 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0003974 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0003974 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank BOLPUR Branch

The BOLPUR branch of Indian Overseas Bank is situated in BIRBHUM, WEST BENGAL. The branch address is HOLDING NO 257 GROUND FLOOR ANANDAM ANUSTHAN BHAVAN PO BIRBHUM WEST BENGAL PIN 7312024. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code IOBA0003974 when making any online fund transfer to an account held at this branch.

← View all Indian Overseas Bank branches