Indian Overseas Bank — BHINGA Branch
SHRAVASTI, UTTAR PRADESH
Available Services
Branch Details
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch Name | BHINGA |
| IFSC Code | IOBA0003944 |
| MICR Code | N/A |
| SWIFT Code | N/A |
| Address | GATA NO 165, KESHAV NAGAR, BHINGA, SHRAVASTI, NEAR BAJAJ AGENCY,271831 |
| City | SHRAVASTI |
| District | BHINGA |
| State | UTTAR PRADESH |
| Contact Number | Not Available |
How to Use IOBA0003944 for Money Transfers
The IFSC code IOBA0003944 is specifically assigned to the BHINGA branch of Indian Overseas Bank located in SHRAVASTI, UTTAR PRADESH. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use IOBA0003944 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0003944 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0003944 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Indian Overseas Bank BHINGA Branch
The BHINGA branch of Indian Overseas Bank is situated in SHRAVASTI, UTTAR PRADESH. The branch address is GATA NO 165, KESHAV NAGAR, BHINGA, SHRAVASTI, NEAR BAJAJ AGENCY,271831. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code IOBA0003944 when making any online fund transfer to an account held at this branch.
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