Indian Overseas Bank — ZUNDAL Branch

GANDHINAGAR, GUJARAT

IFSC Code IOBA0003904
MICR Code N/A

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name ZUNDAL
IFSC Code IOBA0003904
MICR Code N/A
SWIFT Code N/A
Address SHOP NO.13 ,14, SHAGUN SARAL 207, ZUNDAL CIRCLE, S P RING ROAD, ZUNDAL,PIN CODE 382421
City GANDHINAGAR
District GANDHINAGAR
State GUJARAT
Contact Number Not Available

How to Use IOBA0003904 for Money Transfers

The IFSC code IOBA0003904 is specifically assigned to the ZUNDAL branch of Indian Overseas Bank located in GANDHINAGAR, GUJARAT. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0003904 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0003904 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0003904 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank ZUNDAL Branch

The ZUNDAL branch of Indian Overseas Bank is situated in GANDHINAGAR, GUJARAT. The branch address is SHOP NO.13 ,14, SHAGUN SARAL 207, ZUNDAL CIRCLE, S P RING ROAD, ZUNDAL,PIN CODE 382421. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code IOBA0003904 when making any online fund transfer to an account held at this branch.

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