Indian Overseas Bank — NAUGARH, SIDDHARTH NAGAR Branch

How to Use IOBA0003887 for Money Transfers

The IFSC code IOBA0003887 is specifically assigned to the NAUGARH, SIDDHARTH NAGAR branch of Indian Overseas Bank located in SIDDHARTH NAGAR, UTTAR PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0003887 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0003887 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0003887 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Indian Overseas Bank NAUGARH, SIDDHARTH NAGAR Branch

The NAUGARH, SIDDHARTH NAGAR branch of Indian Overseas Bank is situated in SIDDHARTH NAGAR, UTTAR PRADESH. The branch address is SHASTRI NAGAR, BEHIND PWD INSPECTION BUNGALOW, PO TETRI BAZAR, SIDDARTH NAGAR, DISTRICT SIDDHRATHA NAGAR, UTTARPRADESH, PIN CODE 272207. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. Always use the IFSC code IOBA0003887 when making any online fund transfer to an account held at this branch.