Indian Overseas Bank — MAHULAPAL Branch

DHENKANAL, ODISHA

IFSC Code IOBA0003514
MICR Code N/A

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name MAHULAPAL
IFSC Code IOBA0003514
MICR Code N/A
SWIFT Code N/A
Address 2364 MAHULAPAL PS-KAMAKHYANAGAR,DIST-DHENKANAL, ODISHA 759001
City DHENKANAL
District KAMAKHYANAGAR
State ODISHA
Contact Number +916742545135

How to Use IOBA0003514 for Money Transfers

The IFSC code IOBA0003514 is specifically assigned to the MAHULAPAL branch of Indian Overseas Bank located in DHENKANAL, ODISHA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0003514 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0003514 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0003514 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank MAHULAPAL Branch

The MAHULAPAL branch of Indian Overseas Bank is situated in DHENKANAL, ODISHA. The branch address is 2364 MAHULAPAL PS-KAMAKHYANAGAR,DIST-DHENKANAL, ODISHA 759001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +916742545135. Always use the IFSC code IOBA0003514 when making any online fund transfer to an account held at this branch.

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