Indian Overseas Bank — GUNA Branch

GUNA, MADHYA PRADESH

IFSC Code IOBA0002956
MICR Code 473020001

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name GUNA
IFSC Code IOBA0002956
MICR Code 473020001
SWIFT Code N/A
Address PLOT NO.96,MAIN ROAD,GUNA,M.P.PIN 473001
City GUNA
District GUNA
State MADHYA PRADESH
Contact Number +914428584896

How to Use IOBA0002956 for Money Transfers

The IFSC code IOBA0002956 is specifically assigned to the GUNA branch of Indian Overseas Bank located in GUNA, MADHYA PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0002956 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0002956 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0002956 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank GUNA Branch

The GUNA branch of Indian Overseas Bank is situated in GUNA, MADHYA PRADESH. The branch address is PLOT NO.96,MAIN ROAD,GUNA,M.P.PIN 473001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914428584896. Always use the IFSC code IOBA0002956 when making any online fund transfer to an account held at this branch.

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