Indian Overseas Bank — WARDHA Branch

VIDISHA, MADHYA PRADESH

IFSC Code IOBA0002940
MICR Code 442020002

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name WARDHA
IFSC Code IOBA0002940
MICR Code 442020002
SWIFT Code N/A
Address 157,158 MOUZA,WARDNO 84,NEAR BIG CINEMA,WARDHA
City VIDISHA
District VIDISHA
State MADHYA PRADESH
Contact Number +914428584896

How to Use IOBA0002940 for Money Transfers

The IFSC code IOBA0002940 is specifically assigned to the WARDHA branch of Indian Overseas Bank located in VIDISHA, MADHYA PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0002940 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0002940 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0002940 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank WARDHA Branch

The WARDHA branch of Indian Overseas Bank is situated in VIDISHA, MADHYA PRADESH. The branch address is 157,158 MOUZA,WARDNO 84,NEAR BIG CINEMA,WARDHA. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914428584896. Always use the IFSC code IOBA0002940 when making any online fund transfer to an account held at this branch.

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