Indian Overseas Bank — ATHGAON Branch

KAMRUP, ASSAM

IFSC Code IOBA0002906
MICR Code 781020008

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name ATHGAON
IFSC Code IOBA0002906
MICR Code 781020008
SWIFT Code N/A
Address SATI JAIMATI ROAD,ATHGAON,GUWAHATI,DIST KAMRUP METRO,ASSAM PIN 781001
City KAMRUP
District GUWAHATI
State ASSAM
Contact Number +914428584896

How to Use IOBA0002906 for Money Transfers

The IFSC code IOBA0002906 is specifically assigned to the ATHGAON branch of Indian Overseas Bank located in KAMRUP, ASSAM. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0002906 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0002906 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0002906 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank ATHGAON Branch

The ATHGAON branch of Indian Overseas Bank is situated in KAMRUP, ASSAM. The branch address is SATI JAIMATI ROAD,ATHGAON,GUWAHATI,DIST KAMRUP METRO,ASSAM PIN 781001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914428584896. Always use the IFSC code IOBA0002906 when making any online fund transfer to an account held at this branch.

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