Indian Overseas Bank — BAGBARI Branch

MALDA, WEST BENGAL

IFSC Code IOBA0002834
MICR Code 732020103

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name BAGBARI
IFSC Code IOBA0002834
MICR Code 732020103
SWIFT Code N/A
Address BAGBARI BANDH, PO MALIHA, PS ENGLISH BAZAR
City MALDA
District MALDA
State WEST BENGAL
Contact Number +918925952834

How to Use IOBA0002834 for Money Transfers

The IFSC code IOBA0002834 is specifically assigned to the BAGBARI branch of Indian Overseas Bank located in MALDA, WEST BENGAL. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0002834 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0002834 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0002834 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank BAGBARI Branch

The BAGBARI branch of Indian Overseas Bank is situated in MALDA, WEST BENGAL. The branch address is BAGBARI BANDH, PO MALIHA, PS ENGLISH BAZAR. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +918925952834. Always use the IFSC code IOBA0002834 when making any online fund transfer to an account held at this branch.

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