Indian Overseas Bank — KARUR ANDANKOIL WEST Branch

ERODE, TAMIL NADU

IFSC Code IOBA0002700
MICR Code 639020018

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name KARUR ANDANKOIL WEST
IFSC Code IOBA0002700
MICR Code 639020018
SWIFT Code N/A
Address 2BY58 COVAI MAIN ROAD,STAR SCHOOL CAMPUS,ANDANKOIL WEST,KARUR DIST 639002
City ERODE
District KARUR
State TAMIL NADU
Contact Number +914324267256

How to Use IOBA0002700 for Money Transfers

The IFSC code IOBA0002700 is specifically assigned to the KARUR ANDANKOIL WEST branch of Indian Overseas Bank located in ERODE, TAMIL NADU. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0002700 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0002700 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0002700 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank KARUR ANDANKOIL WEST Branch

The KARUR ANDANKOIL WEST branch of Indian Overseas Bank is situated in ERODE, TAMIL NADU. The branch address is 2BY58 COVAI MAIN ROAD,STAR SCHOOL CAMPUS,ANDANKOIL WEST,KARUR DIST 639002. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914324267256. Always use the IFSC code IOBA0002700 when making any online fund transfer to an account held at this branch.

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