Indian Overseas Bank — MELPANAIKADU Branch

PUDUKKOTTAI, TAMIL NADU

IFSC Code IOBA0002618
MICR Code 622020028

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name MELPANAIKADU
IFSC Code IOBA0002618
MICR Code 622020028
SWIFT Code N/A
Address 119BY40 MELAKADU MELPANAIKADU 614624
City PUDUKKOTTAI
District KEERAMANGALAM
State TAMIL NADU
Contact Number +914428584896

How to Use IOBA0002618 for Money Transfers

The IFSC code IOBA0002618 is specifically assigned to the MELPANAIKADU branch of Indian Overseas Bank located in PUDUKKOTTAI, TAMIL NADU. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0002618 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0002618 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0002618 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank MELPANAIKADU Branch

The MELPANAIKADU branch of Indian Overseas Bank is situated in PUDUKKOTTAI, TAMIL NADU. The branch address is 119BY40 MELAKADU MELPANAIKADU 614624. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914428584896. Always use the IFSC code IOBA0002618 when making any online fund transfer to an account held at this branch.

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