Indian Overseas Bank — MAHARAJGANJ Branch

GORAKHPUR, UTTAR PRADESH

IFSC Code IOBA0002557
MICR Code 273020202

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name MAHARAJGANJ
IFSC Code IOBA0002557
MICR Code 273020202
SWIFT Code N/A
Address SHASTRI NAGAR,PALIKA PREMISES MAHARAJGANJ 273303
City GORAKHPUR
District MAHARAJGANJ
State UTTAR PRADESH
Contact Number +91552328584896

How to Use IOBA0002557 for Money Transfers

The IFSC code IOBA0002557 is specifically assigned to the MAHARAJGANJ branch of Indian Overseas Bank located in GORAKHPUR, UTTAR PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0002557 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0002557 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0002557 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank MAHARAJGANJ Branch

The MAHARAJGANJ branch of Indian Overseas Bank is situated in GORAKHPUR, UTTAR PRADESH. The branch address is SHASTRI NAGAR,PALIKA PREMISES MAHARAJGANJ 273303. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +91552328584896. Always use the IFSC code IOBA0002557 when making any online fund transfer to an account held at this branch.

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