Indian Overseas Bank — NIWAI Branch

TONK, RAJASTHAN

IFSC Code IOBA0002539
MICR Code 304020025

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name NIWAI
IFSC Code IOBA0002539
MICR Code 304020025
SWIFT Code N/A
Address NEAR NAGAR PALIKA,JAIPUR KOTA ROAD,JAMAT NEWAI,TONK
City TONK
District NEWAI
State RAJASTHAN
Contact Number +914428584896

How to Use IOBA0002539 for Money Transfers

The IFSC code IOBA0002539 is specifically assigned to the NIWAI branch of Indian Overseas Bank located in TONK, RAJASTHAN. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0002539 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0002539 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0002539 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank NIWAI Branch

The NIWAI branch of Indian Overseas Bank is situated in TONK, RAJASTHAN. The branch address is NEAR NAGAR PALIKA,JAIPUR KOTA ROAD,JAMAT NEWAI,TONK. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914428584896. Always use the IFSC code IOBA0002539 when making any online fund transfer to an account held at this branch.

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