Indian Overseas Bank — KARNAPRAYAG Branch
CHAMOLI, UTTARAKHAND
Available Services
Branch Details
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch Name | KARNAPRAYAG |
| IFSC Code | IOBA0002529 |
| MICR Code | 246020451 |
| SWIFT Code | N/A |
| Address | HOTEL PARK DEEP P O GANDHI NAGAR KARNAPRAYAG 246444 UTTARANCHAL |
| City | CHAMOLI |
| District | KARNAPRAYAG |
| State | UTTARAKHAND |
| Contact Number | +914428584896 |
How to Use IOBA0002529 for Money Transfers
The IFSC code IOBA0002529 is specifically assigned to the KARNAPRAYAG branch of Indian Overseas Bank located in CHAMOLI, UTTARAKHAND. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use IOBA0002529 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0002529 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0002529 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Indian Overseas Bank KARNAPRAYAG Branch
The KARNAPRAYAG branch of Indian Overseas Bank is situated in CHAMOLI, UTTARAKHAND. The branch address is HOTEL PARK DEEP P O GANDHI NAGAR KARNAPRAYAG 246444 UTTARANCHAL. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914428584896. Always use the IFSC code IOBA0002529 when making any online fund transfer to an account held at this branch.
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