Indian Overseas Bank — CHITRAKOOTDHAM KARVI Branch

How to Use IOBA0002472 for Money Transfers

The IFSC code IOBA0002472 is specifically assigned to the CHITRAKOOTDHAM KARVI branch of Indian Overseas Bank located in CHITRAKOOT, UTTAR PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0002472 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0002472 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0002472 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Indian Overseas Bank CHITRAKOOTDHAM KARVI Branch

The CHITRAKOOTDHAM KARVI branch of Indian Overseas Bank is situated in CHITRAKOOT, UTTAR PRADESH. The branch address is 440 BY 2 DWARIKA PURI,MANDAKINI ROAD,OPP BANDA DIVISION,ALSANSTHAN,PURANI BAZAR,210205 UP. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914428584896. Always use the IFSC code IOBA0002472 when making any online fund transfer to an account held at this branch.