Indian Overseas Bank — BIJADI Branch

UDIPI, KARNATAKA

IFSC Code IOBA0002410
MICR Code 576020501

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name BIJADI
IFSC Code IOBA0002410
MICR Code 576020501
SWIFT Code N/A
Address BIJADI VILLAGE KOTESHWARA POST,KUNDAPUR TALUK UDUPI,PINCODE 576222 KARNATAKA STATE
City UDIPI
District BIJADI
State KARNATAKA
Contact Number 263433

How to Use IOBA0002410 for Money Transfers

The IFSC code IOBA0002410 is specifically assigned to the BIJADI branch of Indian Overseas Bank located in UDIPI, KARNATAKA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0002410 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0002410 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0002410 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank BIJADI Branch

The BIJADI branch of Indian Overseas Bank is situated in UDIPI, KARNATAKA. The branch address is BIJADI VILLAGE KOTESHWARA POST,KUNDAPUR TALUK UDUPI,PINCODE 576222 KARNATAKA STATE. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 263433. Always use the IFSC code IOBA0002410 when making any online fund transfer to an account held at this branch.

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