Indian Overseas Bank — PADI CHENNAI Branch
THIRUVALLUR, TAMIL NADU
Available Services
Branch Details
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch Name | PADI CHENNAI |
| IFSC Code | IOBA0002364 |
| MICR Code | 600020183 |
| SWIFT Code | N/A |
| Address | 878 MADRAS THIRUVALLUR HIGH ROAD PADI,CHENNAI 50,PIN 600050 |
| City | THIRUVALLUR |
| District | AMBATTUR |
| State | TAMIL NADU |
| Contact Number | 26247411 |
How to Use IOBA0002364 for Money Transfers
The IFSC code IOBA0002364 is specifically assigned to the PADI CHENNAI branch of Indian Overseas Bank located in THIRUVALLUR, TAMIL NADU. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use IOBA0002364 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0002364 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0002364 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Indian Overseas Bank PADI CHENNAI Branch
The PADI CHENNAI branch of Indian Overseas Bank is situated in THIRUVALLUR, TAMIL NADU. The branch address is 878 MADRAS THIRUVALLUR HIGH ROAD PADI,CHENNAI 50,PIN 600050. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 26247411. Always use the IFSC code IOBA0002364 when making any online fund transfer to an account held at this branch.
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