Indian Overseas Bank — BAGDHAR Branch
MURSHIDABAD, WEST BENGAL
Available Services
Branch Details
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch Name | BAGDHAR |
| IFSC Code | IOBA0002313 |
| MICR Code | N/A |
| SWIFT Code | N/A |
| Address | VILLAGE BAGDHAR P O JIAGANJ,DIST MURSHIDABAD,WESTBENGAL,742123 |
| City | MURSHIDABAD |
| District | JIAGANJ AZIMGAN |
| State | WEST BENGAL |
| Contact Number | 255002 |
How to Use IOBA0002313 for Money Transfers
The IFSC code IOBA0002313 is specifically assigned to the BAGDHAR branch of Indian Overseas Bank located in MURSHIDABAD, WEST BENGAL. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use IOBA0002313 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0002313 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0002313 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Indian Overseas Bank BAGDHAR Branch
The BAGDHAR branch of Indian Overseas Bank is situated in MURSHIDABAD, WEST BENGAL. The branch address is VILLAGE BAGDHAR P O JIAGANJ,DIST MURSHIDABAD,WESTBENGAL,742123. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 255002. Always use the IFSC code IOBA0002313 when making any online fund transfer to an account held at this branch.
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