Indian Overseas Bank — KASARAGOD Branch

KASARAGOD, KERALA

IFSC Code IOBA0002302
MICR Code 671020002

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name KASARAGOD
IFSC Code IOBA0002302
MICR Code 671020002
SWIFT Code N/A
Address ARAMANA ARCADE I ST FLOOR BANK ROAD KASARAGOD 671121
City KASARAGOD
District KASARAGOD
State KERALA
Contact Number 224303

How to Use IOBA0002302 for Money Transfers

The IFSC code IOBA0002302 is specifically assigned to the KASARAGOD branch of Indian Overseas Bank located in KASARAGOD, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0002302 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0002302 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0002302 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank KASARAGOD Branch

The KASARAGOD branch of Indian Overseas Bank is situated in KASARAGOD, KERALA. The branch address is ARAMANA ARCADE I ST FLOOR BANK ROAD KASARAGOD 671121. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 224303. Always use the IFSC code IOBA0002302 when making any online fund transfer to an account held at this branch.

← View all Indian Overseas Bank branches