Indian Overseas Bank — SIRUVACHUR Branch

PERAMBALUR, TAMIL NADU

IFSC Code IOBA0002273
MICR Code 621020313

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name SIRUVACHUR
IFSC Code IOBA0002273
MICR Code 621020313
SWIFT Code N/A
Address DHANALAKSHMI SRINIVASAN MEDICAL COLLEGE,SIRUVACHUR,621113
City PERAMBALUR
District SIRUVACHOOR
State TAMIL NADU
Contact Number 327772

How to Use IOBA0002273 for Money Transfers

The IFSC code IOBA0002273 is specifically assigned to the SIRUVACHUR branch of Indian Overseas Bank located in PERAMBALUR, TAMIL NADU. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0002273 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0002273 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0002273 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank SIRUVACHUR Branch

The SIRUVACHUR branch of Indian Overseas Bank is situated in PERAMBALUR, TAMIL NADU. The branch address is DHANALAKSHMI SRINIVASAN MEDICAL COLLEGE,SIRUVACHUR,621113. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 327772. Always use the IFSC code IOBA0002273 when making any online fund transfer to an account held at this branch.

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