Indian Overseas Bank — GOPALGANJ Branch

GOPALGANJ, BIHAR

IFSC Code IOBA0002229
MICR Code 841020102

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name GOPALGANJ
IFSC Code IOBA0002229
MICR Code 841020102
SWIFT Code N/A
Address YADAVPUR ROAD,CHUNA GALI NEAR CANARA BANK GOPALGANJ,BIHAR,PIN 841428
City GOPALGANJ
District GOPALGANJ
State BIHAR
Contact Number +913523254315

How to Use IOBA0002229 for Money Transfers

The IFSC code IOBA0002229 is specifically assigned to the GOPALGANJ branch of Indian Overseas Bank located in GOPALGANJ, BIHAR. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0002229 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0002229 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0002229 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank GOPALGANJ Branch

The GOPALGANJ branch of Indian Overseas Bank is situated in GOPALGANJ, BIHAR. The branch address is YADAVPUR ROAD,CHUNA GALI NEAR CANARA BANK GOPALGANJ,BIHAR,PIN 841428. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +913523254315. Always use the IFSC code IOBA0002229 when making any online fund transfer to an account held at this branch.

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