Indian Overseas Bank — ASIKA Branch

GANJAM, ODISHA

IFSC Code IOBA0002218
MICR Code 761020202

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name ASIKA
IFSC Code IOBA0002218
MICR Code 761020202
SWIFT Code N/A
Address KHATA NO 46 BY 223 PLOT NO 276 KALINGA ROAD AT BY PO ASIKA GANJAM DIST ORISSA PIN 761 110
City GANJAM
District ASKA
State ODISHA
Contact Number 272474

How to Use IOBA0002218 for Money Transfers

The IFSC code IOBA0002218 is specifically assigned to the ASIKA branch of Indian Overseas Bank located in GANJAM, ODISHA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0002218 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0002218 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0002218 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank ASIKA Branch

The ASIKA branch of Indian Overseas Bank is situated in GANJAM, ODISHA. The branch address is KHATA NO 46 BY 223 PLOT NO 276 KALINGA ROAD AT BY PO ASIKA GANJAM DIST ORISSA PIN 761 110. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 272474. Always use the IFSC code IOBA0002218 when making any online fund transfer to an account held at this branch.

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