Indian Overseas Bank — CHANDIGARHSECTOR D Branch

CHANDIGARH, CHANDIGARH

IFSC Code IOBA0002083
MICR Code 160020009

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name CHANDIGARHSECTOR D
IFSC Code IOBA0002083
MICR Code 160020009
SWIFT Code N/A
Address SCO 3025 26. SECTPR 22 D. CHANDIGARH160022
City CHANDIGARH
District CHANDIGARH
State CHANDIGARH
Contact Number +914428584896

How to Use IOBA0002083 for Money Transfers

The IFSC code IOBA0002083 is specifically assigned to the CHANDIGARHSECTOR D branch of Indian Overseas Bank located in CHANDIGARH, CHANDIGARH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0002083 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0002083 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0002083 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank CHANDIGARHSECTOR D Branch

The CHANDIGARHSECTOR D branch of Indian Overseas Bank is situated in CHANDIGARH, CHANDIGARH. The branch address is SCO 3025 26. SECTPR 22 D. CHANDIGARH160022. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914428584896. Always use the IFSC code IOBA0002083 when making any online fund transfer to an account held at this branch.

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