Indian Overseas Bank — GURGAONSECTOR Branch

GURGAON, HARYANA

IFSC Code IOBA0001804
MICR Code 110020085

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name GURGAONSECTOR
IFSC Code IOBA0001804
MICR Code 110020085
SWIFT Code N/A
Address SECTOR 44, APPAREL HOUSE, INSTITUTIONAL AREA, GURGAON PIN 122003
City GURGAON
District GURGAON
State HARYANA
Contact Number 27258042

How to Use IOBA0001804 for Money Transfers

The IFSC code IOBA0001804 is specifically assigned to the GURGAONSECTOR branch of Indian Overseas Bank located in GURGAON, HARYANA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0001804 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0001804 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0001804 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank GURGAONSECTOR Branch

The GURGAONSECTOR branch of Indian Overseas Bank is situated in GURGAON, HARYANA. The branch address is SECTOR 44, APPAREL HOUSE, INSTITUTIONAL AREA, GURGAON PIN 122003. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 27258042. Always use the IFSC code IOBA0001804 when making any online fund transfer to an account held at this branch.

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