Indian Overseas Bank — KOTTAIYUR Branch

SIVAGANGA, TAMIL NADU

IFSC Code IOBA0001621
MICR Code 630020008

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name KOTTAIYUR
IFSC Code IOBA0001621
MICR Code 630020008
SWIFT Code N/A
Address SNO278 1,CHATHIRAM OORANI N ,KOTTAIYUR,SIVAGANGA ,KOTTAIYUR PIN 630106
City SIVAGANGA
District KOTTAIYUR
State TAMIL NADU
Contact Number +914862221710

How to Use IOBA0001621 for Money Transfers

The IFSC code IOBA0001621 is specifically assigned to the KOTTAIYUR branch of Indian Overseas Bank located in SIVAGANGA, TAMIL NADU. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0001621 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0001621 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0001621 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank KOTTAIYUR Branch

The KOTTAIYUR branch of Indian Overseas Bank is situated in SIVAGANGA, TAMIL NADU. The branch address is SNO278 1,CHATHIRAM OORANI N ,KOTTAIYUR,SIVAGANGA ,KOTTAIYUR PIN 630106. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914862221710. Always use the IFSC code IOBA0001621 when making any online fund transfer to an account held at this branch.

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