Indian Overseas Bank — JORHAT Branch

JORHAT, ASSAM

IFSC Code IOBA0001588
MICR Code 785020002

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name JORHAT
IFSC Code IOBA0001588
MICR Code 785020002
SWIFT Code N/A
Address 1 FLOOR AGRASEN COMPLEX GARHALI JORHAT PIN 785001
City JORHAT
District JORHAT
State ASSAM
Contact Number 2250587

How to Use IOBA0001588 for Money Transfers

The IFSC code IOBA0001588 is specifically assigned to the JORHAT branch of Indian Overseas Bank located in JORHAT, ASSAM. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0001588 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0001588 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0001588 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank JORHAT Branch

The JORHAT branch of Indian Overseas Bank is situated in JORHAT, ASSAM. The branch address is 1 FLOOR AGRASEN COMPLEX GARHALI JORHAT PIN 785001. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 2250587. Always use the IFSC code IOBA0001588 when making any online fund transfer to an account held at this branch.

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