Indian Overseas Bank — SWASTIK VIHAR Branch

PANCHKULA, HARYANA

IFSC Code IOBA0001565
MICR Code 160020007

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name SWASTIK VIHAR
IFSC Code IOBA0001565
MICR Code 160020007
SWIFT Code N/A
Address SCO 25 26,SWASTIK VIHAR,SECTOR 5,PANCHKULA PIN 134109
City PANCHKULA
District PANCHKULA
State HARYANA
Contact Number 2650633

How to Use IOBA0001565 for Money Transfers

The IFSC code IOBA0001565 is specifically assigned to the SWASTIK VIHAR branch of Indian Overseas Bank located in PANCHKULA, HARYANA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0001565 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0001565 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0001565 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank SWASTIK VIHAR Branch

The SWASTIK VIHAR branch of Indian Overseas Bank is situated in PANCHKULA, HARYANA. The branch address is SCO 25 26,SWASTIK VIHAR,SECTOR 5,PANCHKULA PIN 134109. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 2650633. Always use the IFSC code IOBA0001565 when making any online fund transfer to an account held at this branch.

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