Indian Overseas Bank — KATHAR Branch
JALANDHAR, PUNJAB
Available Services
Branch Details
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch Name | KATHAR |
| IFSC Code | IOBA0001528 |
| MICR Code | N/A |
| SWIFT Code | N/A |
| Address | SANT SARWAN DASS CHARI ,HOSPITAL, VIL AND POST KATHAR ,KHATHAR PIN 144106 |
| City | JALANDHAR |
| District | KATHAR |
| State | PUNJAB |
| Contact Number | 2719112 |
How to Use IOBA0001528 for Money Transfers
The IFSC code IOBA0001528 is specifically assigned to the KATHAR branch of Indian Overseas Bank located in JALANDHAR, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use IOBA0001528 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0001528 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0001528 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Indian Overseas Bank KATHAR Branch
The KATHAR branch of Indian Overseas Bank is situated in JALANDHAR, PUNJAB. The branch address is SANT SARWAN DASS CHARI ,HOSPITAL, VIL AND POST KATHAR ,KHATHAR PIN 144106. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 2719112. Always use the IFSC code IOBA0001528 when making any online fund transfer to an account held at this branch.
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