Indian Overseas Bank — ZIRAKPUR Branch
PATIALA, PUNJAB
Available Services
Branch Details
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch Name | ZIRAKPUR |
| IFSC Code | IOBA0001499 |
| MICR Code | 160020005 |
| SWIFT Code | N/A |
| Address | OPP MAYUR HOTEL CHANDIGARH AMBALA ROAD ZIRAKPUR PIN 140603 |
| City | PATIALA |
| District | ZIRAKPUR |
| State | PUNJAB |
| Contact Number | 287881 |
How to Use IOBA0001499 for Money Transfers
The IFSC code IOBA0001499 is specifically assigned to the ZIRAKPUR branch of Indian Overseas Bank located in PATIALA, PUNJAB. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use IOBA0001499 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0001499 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0001499 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Indian Overseas Bank ZIRAKPUR Branch
The ZIRAKPUR branch of Indian Overseas Bank is situated in PATIALA, PUNJAB. The branch address is OPP MAYUR HOTEL CHANDIGARH AMBALA ROAD ZIRAKPUR PIN 140603. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 287881. Always use the IFSC code IOBA0001499 when making any online fund transfer to an account held at this branch.
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