Indian Overseas Bank — VALLUR Branch

CHENNAI, TAMIL NADU

IFSC Code IOBA0001448
MICR Code 600020079

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name VALLUR
IFSC Code IOBA0001448
MICR Code 600020079
SWIFT Code N/A
Address VALLUR PERMANENT CAMP NORTH CHENNAI THERMAL POWER STATION CHENNAI 120
City CHENNAI
District CHENNAI
State TAMIL NADU
Contact Number 27966893

How to Use IOBA0001448 for Money Transfers

The IFSC code IOBA0001448 is specifically assigned to the VALLUR branch of Indian Overseas Bank located in CHENNAI, TAMIL NADU. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0001448 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0001448 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0001448 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank VALLUR Branch

The VALLUR branch of Indian Overseas Bank is situated in CHENNAI, TAMIL NADU. The branch address is VALLUR PERMANENT CAMP NORTH CHENNAI THERMAL POWER STATION CHENNAI 120. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 27966893. Always use the IFSC code IOBA0001448 when making any online fund transfer to an account held at this branch.

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