Indian Overseas Bank — MUMBAI KANDIVILI EAST Branch

How to Use IOBA0001435 for Money Transfers

The IFSC code IOBA0001435 is specifically assigned to the MUMBAI KANDIVILI EAST branch of Indian Overseas Bank located in GREATER BOMBAY, MAHARASHTRA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0001435 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0001435 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0001435 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

About Indian Overseas Bank MUMBAI KANDIVILI EAST Branch

The MUMBAI KANDIVILI EAST branch of Indian Overseas Bank is situated in GREATER BOMBAY, MAHARASHTRA. The branch address is A 5 AND 6,THAKUR COMPLEX,CHAUDHARNAGAR,KANDIVLI EAST MUMBAI. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 28544969. Always use the IFSC code IOBA0001435 when making any online fund transfer to an account held at this branch.