Indian Overseas Bank — VIRAVANALLUR Branch

TIRUNELVELI, TAMIL NADU

IFSC Code IOBA0001400
MICR Code 627020061

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name VIRAVANALLUR
IFSC Code IOBA0001400
MICR Code 627020061
SWIFT Code N/A
Address 4 E R C MARKET STREET ,VIRAVANALLUR PIN 627426
City TIRUNELVELI
District AMBASAMUDRAM
State TAMIL NADU
Contact Number 287249

How to Use IOBA0001400 for Money Transfers

The IFSC code IOBA0001400 is specifically assigned to the VIRAVANALLUR branch of Indian Overseas Bank located in TIRUNELVELI, TAMIL NADU. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0001400 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0001400 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0001400 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank VIRAVANALLUR Branch

The VIRAVANALLUR branch of Indian Overseas Bank is situated in TIRUNELVELI, TAMIL NADU. The branch address is 4 E R C MARKET STREET ,VIRAVANALLUR PIN 627426. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 287249. Always use the IFSC code IOBA0001400 when making any online fund transfer to an account held at this branch.

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