Indian Overseas Bank — RAM NGR Branch

COIMBATORE, TAMIL NADU

IFSC Code IOBA0001328
MICR Code 641020011

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name RAM NGR
IFSC Code IOBA0001328
MICR Code 641020011
SWIFT Code N/A
Address 131,1 FLOOR,KRISHNA COMPLEX,SASTRI RD,RAM NGR,COIMBATORE
City COIMBATORE
District COIMBATORE
State TAMIL NADU
Contact Number 2231231

How to Use IOBA0001328 for Money Transfers

The IFSC code IOBA0001328 is specifically assigned to the RAM NGR branch of Indian Overseas Bank located in COIMBATORE, TAMIL NADU. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0001328 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0001328 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0001328 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank RAM NGR Branch

The RAM NGR branch of Indian Overseas Bank is situated in COIMBATORE, TAMIL NADU. The branch address is 131,1 FLOOR,KRISHNA COMPLEX,SASTRI RD,RAM NGR,COIMBATORE. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 2231231. Always use the IFSC code IOBA0001328 when making any online fund transfer to an account held at this branch.

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