Indian Overseas Bank — VALLANADU Branch

TOOTHUKUDI, TAMIL NADU

IFSC Code IOBA0001327
MICR Code 627020077

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name VALLANADU
IFSC Code IOBA0001327
MICR Code 627020077
SWIFT Code N/A
Address 4 BY 103D KALIYAVOOR MAIN ROAD VALLANADU PIN 628252
City TOOTHUKUDI
District VALLANADU
State TAMIL NADU
Contact Number 261260

How to Use IOBA0001327 for Money Transfers

The IFSC code IOBA0001327 is specifically assigned to the VALLANADU branch of Indian Overseas Bank located in TOOTHUKUDI, TAMIL NADU. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0001327 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0001327 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0001327 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank VALLANADU Branch

The VALLANADU branch of Indian Overseas Bank is situated in TOOTHUKUDI, TAMIL NADU. The branch address is 4 BY 103D KALIYAVOOR MAIN ROAD VALLANADU PIN 628252. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 261260. Always use the IFSC code IOBA0001327 when making any online fund transfer to an account held at this branch.

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