Indian Overseas Bank — KOYILANDY Branch

KOZHIKODE, KERALA

IFSC Code IOBA0001262
MICR Code 673020152

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name KOYILANDY
IFSC Code IOBA0001262
MICR Code 673020152
SWIFT Code N/A
Address 19 BY 223 AFIA COMPLEX MAIN ROAD KOYILANDI PIN 673305
City KOZHIKODE
District KADALUNDI
State KERALA
Contact Number +914962620880

How to Use IOBA0001262 for Money Transfers

The IFSC code IOBA0001262 is specifically assigned to the KOYILANDY branch of Indian Overseas Bank located in KOZHIKODE, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0001262 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0001262 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0001262 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank KOYILANDY Branch

The KOYILANDY branch of Indian Overseas Bank is situated in KOZHIKODE, KERALA. The branch address is 19 BY 223 AFIA COMPLEX MAIN ROAD KOYILANDI PIN 673305. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at +914962620880. Always use the IFSC code IOBA0001262 when making any online fund transfer to an account held at this branch.

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