Indian Overseas Bank — VALLABHI Branch

KHAMMAM, ANDHRA PRADESH

IFSC Code IOBA0001130
MICR Code N/A

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name VALLABHI
IFSC Code IOBA0001130
MICR Code N/A
SWIFT Code N/A
Address VALLABHI P.O.CHERUVU,MADHAVARAM VALLABHI PIN 507169
City KHAMMAM
District VALLABHI
State ANDHRA PRADESH
Contact Number 286139

How to Use IOBA0001130 for Money Transfers

The IFSC code IOBA0001130 is specifically assigned to the VALLABHI branch of Indian Overseas Bank located in KHAMMAM, ANDHRA PRADESH. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0001130 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0001130 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0001130 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank VALLABHI Branch

The VALLABHI branch of Indian Overseas Bank is situated in KHAMMAM, ANDHRA PRADESH. The branch address is VALLABHI P.O.CHERUVU,MADHAVARAM VALLABHI PIN 507169. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 286139. Always use the IFSC code IOBA0001130 when making any online fund transfer to an account held at this branch.

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