Indian Overseas Bank — VANAPADI Branch

VELLORE, TAMIL NADU

IFSC Code IOBA0001118
MICR Code N/A

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name VANAPADI
IFSC Code IOBA0001118
MICR Code N/A
SWIFT Code N/A
Address BIG STREET VANAPADI POST,VIA RANIPET VANAPADI PIN 632404
City VELLORE
District VANAPADI
State TAMIL NADU
Contact Number 244301

How to Use IOBA0001118 for Money Transfers

The IFSC code IOBA0001118 is specifically assigned to the VANAPADI branch of Indian Overseas Bank located in VELLORE, TAMIL NADU. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0001118 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0001118 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0001118 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank VANAPADI Branch

The VANAPADI branch of Indian Overseas Bank is situated in VELLORE, TAMIL NADU. The branch address is BIG STREET VANAPADI POST,VIA RANIPET VANAPADI PIN 632404. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 244301. Always use the IFSC code IOBA0001118 when making any online fund transfer to an account held at this branch.

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