Indian Overseas Bank — BURAL Branch

MEDINIPUR, WEST BENGAL

IFSC Code IOBA0001104
MICR Code 721020602

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name BURAL
IFSC Code IOBA0001104
MICR Code 721020602
SWIFT Code N/A
Address VILL.BURAL,BARJAGU POST,BURAL,PIN 721144
City MEDINIPUR
District BURAL
State WEST BENGAL
Contact Number 285180

How to Use IOBA0001104 for Money Transfers

The IFSC code IOBA0001104 is specifically assigned to the BURAL branch of Indian Overseas Bank located in MEDINIPUR, WEST BENGAL. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0001104 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0001104 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0001104 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank BURAL Branch

The BURAL branch of Indian Overseas Bank is situated in MEDINIPUR, WEST BENGAL. The branch address is VILL.BURAL,BARJAGU POST,BURAL,PIN 721144. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 285180. Always use the IFSC code IOBA0001104 when making any online fund transfer to an account held at this branch.

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