Indian Overseas Bank — MURUYAD Branch

THRISSUR, KERALA

IFSC Code IOBA0001101
MICR Code 680020004

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name MURUYAD
IFSC Code IOBA0001101
MICR Code 680020004
SWIFT Code N/A
Address V,BY,822,A,PANCHAYAT,JUNCTION,MURIYAD,PIN,680694
City THRISSUR
District MURIYAD
State KERALA
Contact Number 2881109

How to Use IOBA0001101 for Money Transfers

The IFSC code IOBA0001101 is specifically assigned to the MURUYAD branch of Indian Overseas Bank located in THRISSUR, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0001101 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0001101 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0001101 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank MURUYAD Branch

The MURUYAD branch of Indian Overseas Bank is situated in THRISSUR, KERALA. The branch address is V,BY,822,A,PANCHAYAT,JUNCTION,MURIYAD,PIN,680694. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 2881109. Always use the IFSC code IOBA0001101 when making any online fund transfer to an account held at this branch.

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