Indian Overseas Bank — CHENNEMPATTI Branch

ERODE, TAMIL NADU

IFSC Code IOBA0001020
MICR Code 638020510

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name CHENNEMPATTI
IFSC Code IOBA0001020
MICR Code 638020510
SWIFT Code N/A
Address 34A MAIN ROAD CHENNEMPATTI,BHAVANI TALUK CHENNEMPATTI PIN 638504
City ERODE
District CHENNAMPATTI
State TAMIL NADU
Contact Number 258254

How to Use IOBA0001020 for Money Transfers

The IFSC code IOBA0001020 is specifically assigned to the CHENNEMPATTI branch of Indian Overseas Bank located in ERODE, TAMIL NADU. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0001020 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0001020 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0001020 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank CHENNEMPATTI Branch

The CHENNEMPATTI branch of Indian Overseas Bank is situated in ERODE, TAMIL NADU. The branch address is 34A MAIN ROAD CHENNEMPATTI,BHAVANI TALUK CHENNEMPATTI PIN 638504. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 258254. Always use the IFSC code IOBA0001020 when making any online fund transfer to an account held at this branch.

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