Indian Overseas Bank — OLAKETTIYAMBALAM Branch

ALAPUZHA, KERALA

IFSC Code IOBA0001001
MICR Code 690020802

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name OLAKETTIYAMBALAM
IFSC Code IOBA0001001
MICR Code 690020802
SWIFT Code N/A
Address OLAKEKTTIYAMBALAM POST PIN 690510
City ALAPUZHA
District ALAPPUZHA
State KERALA
Contact Number 2478697

How to Use IOBA0001001 for Money Transfers

The IFSC code IOBA0001001 is specifically assigned to the OLAKETTIYAMBALAM branch of Indian Overseas Bank located in ALAPUZHA, KERALA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0001001 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0001001 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0001001 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank OLAKETTIYAMBALAM Branch

The OLAKETTIYAMBALAM branch of Indian Overseas Bank is situated in ALAPUZHA, KERALA. The branch address is OLAKEKTTIYAMBALAM POST PIN 690510. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 2478697. Always use the IFSC code IOBA0001001 when making any online fund transfer to an account held at this branch.

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