Indian Overseas Bank — THENMALAI Branch
TIRUNELVALI, TAMIL NADU
Available Services
Branch Details
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch Name | THENMALAI |
| IFSC Code | IOBA0000981 |
| MICR Code | 627020049 |
| SWIFT Code | N/A |
| Address | MAIN ROAD THENMALAI PIN 627770 |
| City | TIRUNELVALI |
| District | THENMALAI |
| State | TAMIL NADU |
| Contact Number | 250238 |
How to Use IOBA0000981 for Money Transfers
The IFSC code IOBA0000981 is specifically assigned to the THENMALAI branch of Indian Overseas Bank located in TIRUNELVALI, TAMIL NADU. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use IOBA0000981 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0000981 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0000981 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Indian Overseas Bank THENMALAI Branch
The THENMALAI branch of Indian Overseas Bank is situated in TIRUNELVALI, TAMIL NADU. The branch address is MAIN ROAD THENMALAI PIN 627770. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 250238. Always use the IFSC code IOBA0000981 when making any online fund transfer to an account held at this branch.
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