Indian Overseas Bank — THANDAGA Branch

CHITRADURGA, KARNATAKA

IFSC Code IOBA0000974
MICR Code 572020521

Available Services

IMPS RTGS NEFT UPI

Branch Details

Bank Name Indian Overseas Bank
Branch Name THANDAGA
IFSC Code IOBA0000974
MICR Code 572020521
SWIFT Code N/A
Address DODDAGHATTA,THANDAGA GATE,TURUVEKERE TK,THANDAGA,PIN 572224
City CHITRADURGA
District TANDAGA
State KARNATAKA
Contact Number 279213

How to Use IOBA0000974 for Money Transfers

The IFSC code IOBA0000974 is specifically assigned to the THANDAGA branch of Indian Overseas Bank located in CHITRADURGA, KARNATAKA. This unique code is mandatory for routing electronic payments correctly within India.

NEFT Transfer

Use IOBA0000974 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.

RTGS Transfer

For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0000974 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.

IMPS & UPI

IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0000974 when registering a new beneficiary.

Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.

⚠ Important Reminder Always verify the beneficiary account number and name before initiating a transfer. An incorrect account number may result in failed or misdirected transactions.

About Indian Overseas Bank THANDAGA Branch

The THANDAGA branch of Indian Overseas Bank is situated in CHITRADURGA, KARNATAKA. The branch address is DODDAGHATTA,THANDAGA GATE,TURUVEKERE TK,THANDAGA,PIN 572224. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 279213. Always use the IFSC code IOBA0000974 when making any online fund transfer to an account held at this branch.

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