Indian Overseas Bank — KANDAMPALAYAM Branch
KARUR, TAMIL NADU
Available Services
Branch Details
| Bank Name | Indian Overseas Bank |
|---|---|
| Branch Name | KANDAMPALAYAM |
| IFSC Code | IOBA0000959 |
| MICR Code | 639020008 |
| SWIFT Code | N/A |
| Address | 35 A, NOYYAL ROAD, KANDAMPALAYAM, VELAYUTHAMPALAYAM PIN 639117 |
| City | KARUR |
| District | KANDANPALAYAM |
| State | TAMIL NADU |
| Contact Number | 270517 |
How to Use IOBA0000959 for Money Transfers
The IFSC code IOBA0000959 is specifically assigned to the KANDAMPALAYAM branch of Indian Overseas Bank located in KARUR, TAMIL NADU. This unique code is mandatory for routing electronic payments correctly within India.
NEFT Transfer
Use IOBA0000959 when adding this branch as a beneficiary in NEFT transactions. NEFT operates in half-hourly batches from 12:30 AM to 12:00 AM on all days. Enter the IFSC, account number, and account holder name carefully to ensure successful transfer.
RTGS Transfer
For high-value transactions above ₹2 lakh, RTGS offers real-time gross settlement. Use IOBA0000959 along with the beneficiary's exact account number. RTGS is available on working days from 7:00 AM to 6:00 PM.
IMPS & UPI
IMPS and UPI allow instant 24×7 transfers. While UPI apps often auto-resolve the IFSC from the VPA, mobile banking apps require IOBA0000959 when registering a new beneficiary.
Always double-check the account number before confirming any transfer — the IFSC routes funds to the correct branch, but the account number specifies the exact recipient.
About Indian Overseas Bank KANDAMPALAYAM Branch
The KANDAMPALAYAM branch of Indian Overseas Bank is situated in KARUR, TAMIL NADU. The branch address is 35 A, NOYYAL ROAD, KANDAMPALAYAM, VELAYUTHAMPALAYAM PIN 639117. This branch supports electronic payment services including NEFT, RTGS, IMPS, and UPI. You can contact this branch at 270517. Always use the IFSC code IOBA0000959 when making any online fund transfer to an account held at this branch.
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